Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 : PA-Title-Insurance-Agent

PA-Title-Insurance-Agent real exams

Exam Code: PA-Title-Insurance-Agent

Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10

Updated: Jul 31, 2026

Q & A: 67 Questions and Answers

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionObjectives
Real Estate and Settlement Procedures- Legal Concepts
  • 1. Deeds and conveyancing
    • 2. Liens and encumbrances
      - Closing Process
      • 1. Escrow handling
        • 2. Settlement statements (HUD-1 / Closing Disclosure)
          Insurance Industry Overview- Regulatory Framework
          • 1. Licensing requirements and compliance
            • 2. State insurance regulations (Pennsylvania)
              - Fundamentals of Insurance Principles
              • 1. Risk concepts and types of risk
                • 2. Insurance contract basics
                  Ethics and Professional Conduct- Fiduciary Responsibilities
                  • 1. Consumer protection standards
                    • 2. Duties of insurance producers
                      Title Insurance Principles- Title Insurance Policies
                      • 1. Owner vs lender policies
                        • 2. Covered risks and exclusions
                          - Title Search and Examination
                          • 1. Public records and title defects
                            • 2. Chain of title

                              Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                              1. Which of the following is NOT the responsibility of the Notary Public when taking an acknowledgment on a Deed, Mortgage or Deed of Trust?

                              A) obtain proper identification from all signers
                              B) sign his or her name on the witness line
                              C) list the expiration date of his or her commission
                              D) affix his or her official stamp


                              2. What is the purpose of probate of an estate?

                              A) to foreclose a lien
                              B) to avoid inheritance tax
                              C) to establish heirs
                              D) to transfer a deceased's debts


                              3. A deed was properly completed and executed. Title to the property passed when the deed was

                              A) recorded.
                              B) signed.
                              C) acknowledged.
                              D) accepted by the grantee.


                              4. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as

                              A) tied benefits.
                              B) required use.
                              C) bundled services.
                              D) anti-kickback.


                              5. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

                              A) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
                              B) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
                              C) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
                              D) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.


                              Solutions:

                              Question # 1
                              Answer: B
                              Question # 2
                              Answer: C
                              Question # 3
                              Answer: D
                              Question # 4
                              Answer: B
                              Question # 5
                              Answer: C

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